It was raining when I left for work this morning. But not hard. I didn't bring an umbrella. I literally looked outside at the rain, thought, "I don't have to walk that far" and put my umbrella away in the drawer. I didn't want to deal with drying it out. Such a pain, you know.
Drove to work in the rain, like normal. Got about halfway there when I saw a fender-bender on the side of the road. Looked forward again, slammed on my brakes to unsuccessfully avoid hitting the minivan in front of me. Got in a fender-bender of my own. Exchanged insurance information on the side of the interstate. In the rain. Got soaking wet.
Moral of the story: Always bring an umbrella.
And also, don't get in car accidents.